Fighting credit bureaus, creditors and debt buyers

Motion to join Trans Union denied and Equifax and Midland filed motions for summary judgment

It took me over 2 hours to download, print and file the 10/31/14 Equifax and Midland Funding motions for summary judgment and my responses are due in a couple of weeks on December 3.

It is very odd that judge Logan denied my motion to amend my complaint and to join TU so that defendants wouldn’t be prejudiced because the defendants did NOT object to the joinder of TU.  He also did NOT extend the discovery deadlines as we had requested.   So now nobody got done with discovery and Equifax hasn’t even submitted its initial disclosures.  If its motion for summary judgment is denied, we go to trial without any discovery whatsoever.  Very strange!

And I’ll have to file a new lawsuit against Midland and TU for the FCRA and FDCPA violations due to the false verifications of the Midland accounts by TU in 6/14.  Of course first thing’s first, need to respond to the motions for summary judgment.   I’d love to buy the NCLC FCRA book for $250, but I just paid auto insurance and my annual web hosting is due soon, so I’ll greatly appreciate any donations through GoFundMe (almost 10% in fees) or directly via Amazon Payments, Dwolla or by check.

I was hoping to upload all major filings, but with my extremely slow internet connection (1 mb download max on a good day and of course much slower uploads), I don’t know when I get to that.  Rumor has it that we’ll get high speed wireless within a few months or even weeks and I’m delaying major web work until then.

I will however post the Equifax documentation with the Midland verifications and the Midland account info clearly showing that they charge entirely FRAUDULENT interest from the time the accounts were charged off to when they purchased the accounts — charging interest while they did NOT own the accounts!

Midland’s practice to charge interest for the time prior to its purchase apparently affects all collection accounts owned by Midland and I estimate that Midland (Encore Capital Group ECPG) collected and continues to attempt to collect MILLIONS of dollars in entirely fraudulent interest charges.

This fraud needs to stop!

 

 

 

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