Admin & tech stuff
Monday, January 14, 2008
HELP WANTED—blog design, phpBB 3 forum, graphics and banners
1) New blog
Filed my perjury complaint against attorney Kimmel today and don’t I WISH I could easily create a new blog just for him. There is SO much here, it’s just TOO much. I’d like to have a separate blog for EACH case and for each special project and special person, like the scum sucking lying lawyers.
Currently readers get too much stuff they’re NOT interested in when they subscribe to updates here and I know that I’m not the only busy person. Here should be only major updates on my litigation, credit and collection news and legislative issues. Not everybody wants to read my daily email exchanges with the lawyers.
I’m aware that Expression Engine (this blog) now supports multiple blogs under one installation, but they are geared towards web developers and everything is so darn complicated. A year ago I paid a guy $300 for some updates and he really screwed things up.
Recently I downloaded Movable Type because supposedly you can create new blogs based on the existing templates with one button. That sounds great. Installation was easy, but NOW what?
I just don’t have hundreds of hours to read manuals and post in support forums. I did sign up for one year of their individual support, but can’t really expect them to tell me what to do when I don’t have time to READ their manual.
I’m looking for a similar 3 column design as here, with a BLOCK for links to the other blogs. It would be very cool if that was a global block so that I add one new link and BINGO - it’s on all blogs.
Of course I want the recent entries and recent comments and on some blogs maybe Google ads. Can’t do it here, but it’s unlikely that I’ll get lots of scummy lenders’ ads on a perjury blog.
2) phpBB3 forum for http://creditlegislation.org/
The existing forum is READ only, I can’t do anything else since the server upgrade last month. And wowBB has too many problems and is missing so many features.
I recently installed phpBB 3, but got stuck at adding a custom header (logo), changing colors, etc.
I really want to contact candidates and legislators and update with my proposed FDCPA changes.
3) Graphics / banners
I hate promoting, but since I’m trying to get people to DO something, I really should have some code with graphics to link to my sites. My artistic energies just don’t exist lately. I even bought Banner Maker Pro 7, but always forgot how to use it by the time I get around to giving it another try.
It would be nice to have a 2-part header for new blogs. One part to identify it as one of my sites, the other specific to the subject.
Cash - trade - ???
I’m obviously used to forums, blogs and templates, did almost everything myself these last 14 years. Just don’t have TIME anymore to learn new stuff, but don’t usually need help with updates and admin.
HOWEVER, if there are people interested in changing legislation, I sure could use some help, but I won’t pay for it. The buck stops just about there 
Please post here or contact me if you’re interested.
Tuesday, December 11, 2007
Server upgrade - some downtime
My 80 gb drive was running out of space (all those scans!) and instead of just getting larger drives, it didn’t cost much more to go to a much faster server.
They’re moving the accounts right now and hopefully all sites will work in a few hours.
Saturday, May 05, 2007
Reader mail: can’t register at CreditSuit
I can’t register at http://creditsuit.org/credit.php/member/register/\
keeps saying I’m typing the word incorrectly
The “word” must be a reference to the verification word that you have to type to ensure that you’re a real person and not a spammer’s robot.
I haven’t had any reports of problems with registration and I have NO idea what to do about it. Also at this time there really are no benfits to membership, no freebies, no newsletter, no campaigns or anything. I’m just way too busy.
Also, this reader submitted the question through Feedflare, apparently s/he is already subscribing to the RSS feed. And since I don’t have the reader’s email address, I can’t write back.
Sorry!
Admin & tech stuff • Reader mail • (0) Comments • Permalink
Wednesday, April 04, 2007
Looking for co-author to write a book NOT about credit repair
I’ve always said that I won’t write a book about credit because it’ll be outdated by the time it hits the stores. So it won’t be about how to improve your credit scores, although some BASIC issues will be addressed. If you read the signup page for CreditFactors, you’ll see why a book on credit is not the way to go.
Recently I posted:
2005: The rich got richer, average income for bottom 90% of Americans is DOWN $172
New York Times reporter David Cay Johnston sent me a correction and he mentioned his upcoming book. So I checked out http://www.perfectlylegalthebook.com/ and I realized that he had written Perfectly Legal: The Covert Campaign to Rig Our Tax System to Benefit the Super Rich--and Cheat Everybody Else
I looked it up at Amazon, it has 4.5 stars with 106 reviews. Of course I didn’t read all reviews, but I read a few and even conservative readers were impressed. If I had time to read, I’d definitely buy it.
That got me thinking, I’d LOVE to document how credit bureaus, creditors, collectors, Fair Isaac, regulators, legislators and judges all work together to make it next to impossible for the working people to get the credit they deserve and to ensure that the rich get richer.
There are many ways to redistribute income, the tax system is one and the credit reporting system is another.
But I can’t do it without a co-writer and promoter.
1) My bio should be easy to understand, but when it comes to credit and legal issues, I know I often lose readers.
2) I have no interest in going on Larry King, 60 minutes and Oprah or doing any kind of promotion other than a link at my sites. I know that callers will always request credit advice from me and it’s just not doable without reviewing the reports and having lots of personal and financial info about the consumer. I’ve had several offers from people with connections to get me on shows and to help with a book deal, but assisting with setting up interviews is the extent of my involvement with interviews.
The content
I’d like to describe some of the SYSTEMIC credit reporting problems causing artificially low FICO scores, such as Capital One’s refusal to report the credit limits, Fair Isaac’s FICO credit scoring software misinterpreting the payment history on Equifax reports and actually lowering credit scores with late payments that are NOT on the Equifax report, etc., etc.
But that’s just one part of the problem. The biggest problem are the regulators and legislators who REFUSE to investigate consumer complaints, who are fully aware of these systemic problems, but REFUSE to do anything. Even when named in my federal suit, VP and Senior Counsel for the Federal Reserve Bank of Richmond (Cap One regulator) James McAfee continued to refuse to do anything whatsoever about Cap One’s refusal to report the credit limits. His lawyers got his dismissal and that was it.
And then there is judge Wake, who ignored my evidence and wouldn’t even allow me to conduct discovery and to depose the corporate employees who committed perjury in their affidavits. Judge Wake inexplicably granted their motions for summary judgment. See my 3/29/07 opening brief in the 9th circuit court of appeals.
And then there’s Court refused to seal the Experian unredacted credit reports until I dismissed all claims.
Why did judge Broomfield force me to dismiss, knowing that I had spent thousands of dollars on Experian depositions?
Unfortunately, I’m not the only consumer to be railroaded in courts, but most are too embarrassed, too scared and/or too depressed to publicize their filings and comments as I do.
We could have a long chapter about the lying corporate lawyers and several chapters on the corrupt so-called consumer advocate attorneys.
And lets not forget organizations like ACORN who won’t disclose their financials and make deals with the worst lenders like Ameriquest and President Bush rewarding Ameriquest owner and multibillionaire Roland Arnall to ambassador to the Netherlands. Search for “Arnall” for lots more info.
I’d LOVE to contact all the presidential candidates to document what they are doing about the many systemic problems with credit reporting, scoring and banking.
Most candidates are currently legislators in Washington and COULD introduce and sponsor amendments and new legislation—IF they are truthful about their support of consumer rights and justice for all.
There should be a website for the book with updates and of course the LINKS to the referenced court filings, documentation, etc.
I’m so ready to do something totally different, am so tired of being broke and working all the time. I’ve been researching quitting the rat race and leaving the country since 2002. It’s time to get serious about it.
But this book could give me some closure and who knows, if enough people read it and with an interactive website, maybe it will make a difference. I’m fully aware that there are many other problems and America could well self-destruct at any time, but just in case it doesn’t, it sure would be nice to get the word out.
My co-author
I’m looking for someone who truly cares about consumer rights, with integrity and brains, writing and research experience, time to become familiar with the credit and legal issues, able to ensure that the average person UNDERSTANDS the problems and with excellent communications skills.
And of course s/he must have time to do the talk show circuit and whatever promotional stuff.
If you’re interested, please send me a brief summary about you and whatever questions you may have.
Sunday, January 28, 2007
The new contact form - SPAM - PLEASE don’t ask me for collectors’ phone numbers
I was getting so much spam, it was causing problems for the server and I missed most reader mail in the junk folder.
So I FINALLY got a contact form (linked on the right in the menu above) that sends a copy of the submission to the sender. I used Freeform 2.4 Form Tag, a free ExpressionEngine module at http://www.solspace.com/ and it does some VERY cool stuff. I just wish I had more time. Many thanks, Mitchell!
All my domain mail goes now through Google and I don’t even download what it considers SPAM. I got a new domain for email I want to receive directly.
And if one more idiot asks me for the LVNV phone number ....
How many times did I post the DETAILED instructions for disputes?
Why do so many people want to CALL and PAY so that they end up with paid collections destroying their credit scores? I can understand that many people are too busy to follow the links I’ve posted so many times, but for only $45 they can subscribe to CreditFactors. Dealing with collectors is not rocket science ... you just have to dispute in WRITING with the collectors and CRAs and NEVER lie.
So it sure is weird to check the mail in the morning and only get a few mails, instead of 150 - 200.
If you didn’t get a response from me to previously sent email, please send it again. I probably didn’t see it among all the junk, sorry!
