FRB Richmond & James McAfee - STILL refuse to enforce FCRA

Sunday, March 28, 2004

My fax to McAfee’s attorneys, notice of press release

I'm STILL waiting for any kind of investigation by the FRB Richmond and their Senior VP and General Counsel James McAfee, have heard NOTHING since I submitted my 3/2/04 filing and exhibits.

James McAfee's actions are the definition of evil. He actively supports Capital One and refuses to enforce the law. And his attorneys Maureen Welsh and Thomas Maraz with Gallagher & Kennedy are just as guilty of destroying many lives of hardworking good people.

Maureen Welsh and Thomas Maraz chose to increase their personal wealth by defending pure EVIL.

If it wasn't for the evil attorneys, consumers would obviously do a lot better in the courts.

Saddam Hussein suppressed dissent with chemical weapons and an army of brutal henchmen. Of course many of the killers and torturers had an excuse: they had no choice. Their lives and the lives of their families were threatened.

In America, the corporate lawyers took the job. Nobody threatened them. They volunteer - for the money.

If the lawyers had a conscience and refused to take these cases, evil wouldn't have chance.

If there is anything like hell, that's where they'll end up. But that doesn't help people like me NOW, we pay our bills on time and get declined and pay higher interest and insurance because Capital One doesn't report the credit limits and subsequently our credit scores are lowered.

So I'll send out a press release about Mr. McAfee and his legal team. The Bank One press release has been accessed 16,660 times now and the media picked it up 618 times.

If there's anyone left in America who doesn't worship money and cares enough to do something about the exploitation of the disadvantaged, maybe this is the way to find them.

Here is my renewed complaint and notice of press release to McAfee's legal team:
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Wednesday, March 03, 2004

FRB & James McAfee Notice of Errata

I did have 30 days to respond, but the Notice of Errata contains a new error!

I guess math and logic aren't requirements for law school. Here's the excerpt from the filing:
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Tuesday, March 02, 2004

Prison time for James McAfee …

... if he doesn't tell Capital One to report the credit limits now.

I scanned and posted my Objection and Exhibits.

If Mr. McAfee doesn't at least take some action to get Capital One to report the limits now, he can just wait for some attorney to hold him personally liable for a suicide due to financial and credit problems. He's definitely not going to be able to claim that he didn't know.
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Thursday, December 18, 2003

Why doesn’t the FRB Richmond simply order Cap One to comply with the FCRA?

I got a second fax from the court with the order to extend the time to respond until 12/22/03. That'll be my Xmas present. Last year I got the notification for the Compass Bank judgment from Experian on the 24th.

It sure is strange that Judge Broomfield took a full month to grant the extension, sure makes me wonder what's going on.

Can't wait to see the filing. Why don't they just enforce the FCRA and tell Capital One to report the limits?

Why waste THOUSANDS of tax payer dollars to write that motion??????

"Defendants Federal Reserve Bank of Richmond and James McAfee advised Capital One that credit limits for all revolving accounts must be reported to the CRAs. The Defendants request that they be dismissed from the complaint."

That's it. Life coul be so simple. If they'd offered me the money they waste on that motion to settle, they wouldn't have to write any motion.

I'm still not clear on the status of the FRB, are they a federal agency? If so, I'd sure like to find out what they're paying in legal fees.

Court grants FRB Richmond motion to exceed page limit for motion to dismiss

I haven't seen either motion yet, but just received the court order via fax.

So, looks like they're going to bury me in paper.

Below is the the order:
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