2008 IC System suit (FDCPA -- SETTLED!)
Friday, November 21, 2008
Settled with IC System
Today was the settlement conference in Flagstaff, we settled and that’s all I can say.
It was my first time in downtown Flagstaff, so different from Kingman. While the judge talked to the IC System people, I was in a room with views in several directions. Flagstaff is ALIVE.
I walked by a cafe with people sitting outside, music, lots of people in the streets so much activity. In contrast, downtown Kingman features several pawnshops, courts and a couple restaurants. There isn’t a single cafe with outdoor seating or any cafe that I know of in Kingman. I mentioned it to a neighbor and he thought it had to do with the college in Flag, but the people I saw didn’t look like students.
On my way home I saw the most amazing chemtrails covering Kingman. With nothing else to do but watch the sky for a few hours, it was AMAZING to see regular planes and contrails and being able to compare them to this layer of strange expanding trails that ended abruptly as if the the pilot turned off a switch to turn around and then put down another layer.
Got fuel at the Pilot near Kingman and a guy in an old truck with a huge cardboard sign asking for fuel was parked near the ramps. While getting fueI, I decided to ignore him. But I changed my mind when I saw something about being robbed on the sign. There’s nothing like a catchy headline and it was a good opportunity to let my dog out of the truck.
It turned out he was a gold miner and when he got back to his camp from getting supplies, his partner had taken off with the equipment and the gold. That was his story and after talking to him for a bit, I was sure that he was a miner.
He had a big fuel tank in the truck bed and was trying to get it filled up to get back home to Colorado for the winter. It was a good choice to fill up there at $2/gallon, in Flagstaff fuel was almost $2.40.
I asked whether he didn’t have a credit card and I immediately realized what a stupid question it was. There are prospectors with $3K Minelabs, $200K motor homes, sat TV/internet and credit cards. And there are guys like John in their old beat up trucks with some tools and tents. Credit cards are a huge hassle when you’re out there all summer, mostly cut off from civilization. He might not even have a bank account. Not a bad life, but just as 100 years ago, there’s that risk of getting robbed. If it’s not the bank, it’s your partner. Sometimes you can’t win.
I gave him $20 and I hope he gets home ok. I was very glad that my truck made it without any problems (unlike a couple weeks ago when I drove to Phoenix) and I felt like it was time to share a little. Pay forward, or pay back, whatever ...
2008 IC System suit (FDCPA -- SETTLED!) • (0) Comments • Permalink
Thursday, November 13, 2008
IC System update: attorney Grimm continues to ignore me
Last night I sent the email posted at Attorney Grimm continues to ignore me.
Attorney Grimm didn’t bother to write back. This is a lot worse than being married and having 5 kids.
As I wrote, I’ll just submit my settlement statement and send him a copy.
That’s what happens when judges overtly condone the attorneys’ failures to comply with the rules just to be able to dismiss a pro se litigant’s case.
2008 IC System suit (FDCPA -- SETTLED!) • (0) Comments • Permalink
Monday, October 06, 2008
IC System settlement conference and negotiations
I just posted all the filings and a major update with the settlement negotiations at http://ic-system-collection-suit.info/2008/settlement-conference-and-my-settlement-offer/
Notably, IC System failed to comply with the federal rules and did NOT provide the insurance policy with its initial disclosures. Instead, they wrote “not applicable.”
Now they’re asking for the insurance adjuster to appear telephonically. Lying thugs.
2008 IC System suit (FDCPA -- SETTLED!) • (0) Comments • Permalink
Monday, September 08, 2008
IC System update: Collector Amanda PROVIDES SSN instead of VERIFYING it
I just posted the transcript and audio excerpt:
IC System collector Amanda PROVIDES SSN instead of requesting it for verification
I didn’t realize that Amanda gave out the last 4 digits of my SSN INSTEAD of requesting it until I just listened to the call as I’m preparing my initial disclosures and burning cds with the NEW calls after they received my lawsuit.
They don’t know when to quit.
2008 IC System suit (FDCPA -- SETTLED!) • (0) Comments • Permalink
Sunday, August 24, 2008
Nigel Parry’s page on WaMu and IC System collection harassment
This afternoon I read Nigel Parry’s WaMu and IC System experience:
A letter to Washington Mutual and their debt collecting agency, IC System
Update 9/5/08: Nigel’s entire domain disappeared, so here’s the .pdf:
8-24-08--letter-to-washington-mutual.pdf
Be prepared to spend some time reading, it’s incredible what Nigel went through. The long story of WaMu raising rates, Nigel paying and paying, then getting sick, finally not being able to pay, the IC System harassment, Nigel paying, paying, and paying some more whenever he can—despite their abuse and despite suffering serious financial and medical problems.
He knows about the FDCPA. He knows what they do is illegal. But he feels compelled to pay them anyway.
… It was a hard year. I was barely able to work. And I made your payments on time, yet you kept punishing me. By this time, because of other fallout related to my difficulties, I was no longer getting the lower interest rate credit card offers. So I was stuck with you even though things were getting to the point where one church debt counseling service flat-out advised me to file for bankruptcy.
But I do believe in paying back what I have borrowed from people, so that wasn’t a viable option. ...
It is SO frustrating to see obviously well educated and intelligent people like Nigel REWARDING thugs like WaMu and IC System with PAYMENTS!
As long as crime pays you can’t possibly expect the criminals to become law abiding and honest citizens.
What makes people so ... submissive? I don’t know if that’s the right word. What makes people “believe” that they have to pay back money that was created by banks out of thin air through a computer entry?
Why don’t they get MAD?
Why don’t they get ANGRY?
Why do they PAY these thugs?
So I took the time to read a lot more on Nigel’s site. He is a peace activist.
What kind of PEACE do you get when you strive to meet your oppressors’ demands?
From About Nigel Parry”
…
In 1996, Nigel launched the first alternative news website published by residents of a warzone.
In 1997, he was invited to an NGO symposium at the United Nations in Geneva to speak about the development of the Internet in the Middle East.
In 2003, Nigel and the co-founders of Electronic Iraq and The Electronic Intifada received ADC’s “Voices of Peace” Award in recognition of the sites’ “commitment to bringing the concerns, voices, and experiences of the Iraqi and Palestinian peoples to audiences the world over via the Internet.” During the Iraq ground war, he coordinated reporting from peace activists on the ground in Baghdad.
In 2006, Nigel and the Electronic Intifada team launched Electronic Lebanon to present voices from on the ground in Lebanon during Israel’s summer war against the country. ...
Nigel is NOT your average clueless idiot. He’s been out there.
What is the point of bringing the concerns, voices, and experiences of the Iraqi and Palestinian peoples to the world over the Internet???
What are their concerns and experiences? They LIKE having their countries destroyed for western profits?
They want to be slaves to the bankers?
I just don’t get it.
Yesterday I watched a new documentary on 9/11 and the Israeli involvement. I’m sure you remember the white van with the “middle eastern” young men celebrating and filming the burning WTC towers. It turned out they were Israelis. I’m not linking to the video because it is very hateful towards Jews, similar to many Americans’ attitude towards Muslims.
However, it is certainly true that there is this Mossad / Israeli influence throughout the American government and military, CFR and Trilateral Commission. The MONEY to finance many operations comes from the bankers. Rudy Giuliani presented an award to David Rockefeller at a meeting of the Business Council for the United Nations:
Not even 3 minutes long and it almost made me throw up.
The only PEACE we’ll see as long as the banks run the planet is the kind of peace we had when the blacks were slaves, working peacefully on the plantations for their masters. We peacefully work and peacefully pay our debts and taxes.
Is that what Nigel wants?
I’m assuming that Nigel watched The Money Masters and Money As Debt and some of the other documentaries exposing who runs the world and how they do it. But then again, maybe he doesn’t know and that would explain a lot. I keep forgetting that I just learned so much about the extent of the corruption over the last year.
I knew how everything sucked, but I didn’t know why. And I also made my payments “religiously”, “believing” it was the RIGHT thing to do, until 12/07. I can’t even begin to understand why I made these payments.
Obviously, I’m sending Nigel this URL and I’m not trying to put him down. I read quite a bit at his site, the internet dating advice is very funny. I just want to understand what he is thinking, what makes him “believe” that he needs to pay WaMu anything and especially the outrageous amount of interest.
Aside from the bankers’ involvement in wars, usually funding BOTH sides, especially in the Middle East, WaMu deceived many thousands of borrowers who are losing their homes. My “1% mortgage approval” was for a WaMu loan (Exh. 18, my suit against the CRAs).
Why support this scummy outfit with YOUR money?
Why not give the money to a Palestinian organization?
2008 IC System suit (FDCPA -- SETTLED!) • WaMu 26% interest rate • (6) Comments • Permalink
