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2008 IC System suit (FDCPA -- SETTLED!)

Tuesday, August 19, 2008

Court denied motion to file electronically and gave NO reason

I updated at http://ic-system-collection-suit.info/ and filed my motion for reconsideration or clarification.

Wednesday, August 06, 2008

Archuleta v. IC System—multiple calls

I just updated the IC System suit blog after finding another lawsuit against it, this one due to MULTIPLE calls.

Archuleta v. IC System — CO federal court 1:08-cv-01520-MSK-KMT

Tuesday, July 29, 2008

New IC System lawsuit blog with recorded calls

http://ic-system-collection-suit.info/

Please let me know if any links or anything else doesn’t work.

As I’ve been promising my defendants, they are getting their own sites so that it’s easier to follow what’s going on.

These are numbers for IC System as per my caller ID:

651-204-1374
410-968-7953
800-561-5695
866-903-1001

Please post any other numbers IC System is using.

Sunday, June 22, 2008

Served IC System with complaint, summons, initial disclosures and my discovery requests

I’ve been so busy, finally set a day aside to prepare the discovery docs and initial disclosures (posted at CreditFactors)

ATTN: KENNETH RAPP
President/CEO
I.C. System Inc.
444 Hwy 96 E
Saint Paul, MN 55127-2557

June 22, 2008

Re: Open Letter: Complaint and summons Baker v. I.C. System, Inc.

Dear Mr. Rapp,

Enclosed are my Complaint, Summons, Initial Disclosures and Discovery Requests served by US postal service as per the AZ Rules of Civil Procedure.

As you may know, I previously mailed my draft complaint and I provided I.C. System with the opportunity to settle.  However, my offer was ignored just like my requests to stop the harassment calls.

I.C. System Director of Legal Affairs Sue Johnson’s letter dated 5/2/08 added insult to injury.

Accusing me of lying by demanding proof of my claims while you obviously train all your employees to make harassment calls, responding over a month after the settlement deadline and ignoring my request for communications by email or fax is NOT a good start to settle.  Clearly, she was going to jerk me around and waste MORE of my time and I therefore decided that it was more cost effective to file suit.

As per Ms. Johnson’s request, some of the recordings are included on CD with my initial disclosures.  I am currently extremely busy, but I should soon have a lot more time to search for additional recordings and to widely publicize the I.C. System atrocious debt collection practices. 

Mr. Rapp, you choose to run a collection agency, trying to harass people into paying debts allegedly owed to the criminals who deliberately destroyed the economy and who CREATE money out of nothing.

I can’t tell you what to do, but I can publicize how you operate.  I just registered the domain IC-SYSTEM-COLLECTION-SUIT.INFO to supplement my blog entries at http://creditsuit.org/credit.php/blog/C173/ with more details about the litigation. 

Please be advised that I never delete or alter my publications as part of a settlement and that I will be writing a book about the credit crisis scam, the banking criminals, the corrupt regulators and legislators and of course the collectors engaging in illegal collection practices and assisting with the collection of entirely fraudulent debts.

This Open Letter is published at http://mylitigation.net/, where you can also find my Open Letters to banks such as Washington Mutual. 

Nobody with PERFECT credit deserves to have the interest rate more than doubled to 26% on money CREATED by the bank.

I can’t eliminate the corruption.  I can only try to get the word out and help my readers survive and possibly remove themselves from this broken system.

Sincerely,

Christine Baker

c: posted at http://mylitigation.net/, http://creditsuit.org/ and other relevant web sites.

6/23/08 update:

I forgot to mention that I also called and left a message for IC System’s director of legal affairs Sue Johnson Friday a week ago, obviously would have settled for less prior to all this work.  She ignored me again.

There’s someone who should be fired.  Not only because they’re incurring the additional costs, but they’re getting so much publicity.  I see IC System on credit reports all the time and I sure hope that MANY people will sue them.

Have to start a topic for them at Fight Back with the info on serving, specific violations, etc.

Friday, June 13, 2008

Filed suit against I.C. System and its collectors Dave, Karen and Turonda

Had to go to town yesterday and decided to finally file my complaint against IC System.  They were harassing me daily, leaving VMs or being obnoxious.

From the complaint:

IV.  FACTUAL ALLEGATIONS
9) For weeks, Baker had been receiving calls from 410-968-7953 and 800-561-5695, telephone numbers apparently associated with I.C. System. 
10) On 3/17/08, Baker answered the phone and after extensive hold time, she was transferred to I.C. System collector Turonda.
11) Baker requested that they stop calling her as she cannot get any work done while the phone is constantly ringing.
12) Turonda insisted that I.C. System would continue to call and she made statements such as:  “That’s not going to happen, we’re going to continue to call you, Christine,” “… it doesn’t matter what you told me, ma’am, we’re going to continue to call you” and “… we’re going to continue to call you, collection efforts are going to continue.  We don’t stop calling you because you say you don’t want phone calls, ma’am.”
13) Baker stated that she would not pay the alleged debt to Washington Mutual and that they could sue her, but to please stop harassing her with phone calls.
14) Turonda suggested “don’t answer your phone” and Baker explained that she has to answer the phone for her work.
15) Turonda finally threatened “the phone calls, you might want to get used to because they’re going to continue …”
16) When Baker requested her name, Turonda spelled out her first name and provided her direct ext. 7504.
17) Turonda failed to inform Baker of her right to dispute the alleged debt.
18) Turonda stated several times that there was nothing Baker could do to stop the calls other than to make payment arrangements.
19) Baker legally recorded the telephone conversation with Turonda.
20) As Turonda had threatened, I.C. System continued to call Baker numerous times.
21) On 3/21/08 and 3/22/08, Karen with I.C. System left voice messages on Baker’s telephone, advising that she was collecting a debt.
22) On 3/28/08, I.C. System received Baker’s written notice of dispute and request to cease all collection efforts.
23) Despite receipt of Baker’s mailing, IC System continued to call Baker.

The mailing I refer to in the complaint also included the draft complaint and the 4/4 settlement deadline.  I advised that I prefer to communicate by fax since I don’t have snail mail delivery at my residence.  The IC System Director of Legal Affairs mailed a letter over a month later, asking for the recording. 

That bitch accused me of LYING!

IC System ALSO recorded the calls.  They know that EVERY word in my complaint is TRUE.  But, because they know that I’m broke, they thought I’d just go away like most people.

They have no respect for me.  And that’s in part because of the thousands of intent to sue letters sent by morons who wouldn’t sue if their lives depended on it. Thank you!

I decided to post the correspondence, filings and discovery initially at the forum for CreditFactors subscribers.

Of course I’ll be happy to open free CreditFactors accounts for everyone who donated $45 or more, please send me an email if you don’t already have an account.  The people who support me financially deserve some privileges that the leeches don’t get.

I’ll post the docs at the public IC System topic at CreditCourt in the future if they don’t settle.  IC System has a good reason to settle quickly, do have other collectors to sue too and my day has only so many hours. 

Important disclosure:

I’ve NEVER deleted anything from my sites due to legal threats or as part of a settlement.  This policy will not change for any amount of cash.  You snooze, you lose.

The goal is of course to get these thugs to COMPLY with the FDCPA. 

We have so little legal protection and the collectors’ risks are so incredibly low due to the lack of punitive damages, it will take MANY suits to make an impact.  And I’m not talking about lawsuits settled for deletion from credit reports, costing them only about 25 cents.

They’ll get my recordings (and so will the CreditFactors subscribers), with my initial disclosures, discovery requests and of course the summons. 

They can jerk me around and I can be the meanest asshole they’ve ever pissed off.