Capital One - ruthless banksters

Friday, October 17, 2003

The IRS is investigating “non profit” credit counselors

The article was in the NY Times, but I couldn't find a working link. So here's what I found at http://www.unemployedfordean.org/:

"The Internal Revenue Service is investigating the business practices of nonprofit credit counseling services, which advise millions of people in debt.
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Posted by Christine on 10/17/2003 at 05:49 AM
Capital One - ruthless banksters • (0) Comments • Permalink

Friday, October 03, 2003

Capital One changed reporting

According to the Equifax CreditWatch notification, the reporting of one of my Cap One accounts changed from:

"Amount in H/C column is credit limit"

to

"Credit Card"

I don't expect it to have any impact on the FICO scores, but still have to verify that.
Posted by Christine on 10/03/2003 at 03:35 AM
2004 Suit (credit limits, credit reporting - on appeal) • Capital One - ruthless banksters • (0) Comments • Permalink

Thursday, September 04, 2003

Called Cap One litigation department

Called their main office 804-967-1000 and was told that there is no "Beverly Crump" - the person listed as their legal agent with the state of VA.

So I explained that I filed a federal suit, and she transferred me. When the guy asked me for my credit card number, I knew I was in COLLECTIONS.

He gave me a "customer service" number, the regular number where you need to go through automated verifications to get customer service, which of course I did NOT want.

So I called the corporate office again, explained what happened, and got a litigation VM, promising a call back. I left my case #, name and phone # twice, explained that I need to know whether they'll sign the waiver, and I recorded the message. We'll see if anyone calls.
Posted by Christine on 09/04/2003 at 02:28 PM
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Friday, August 22, 2003

Maryland Sen. Paul Sarbanes questions Cap One failure to report limits

It is just AMAZING that they're finally picking up on that. I got to send Mr. Sarbanes my 11/02 Complaint about Cap One with the Federal Reserve Bank of Richmond.

I'd really like to know why the FRB General Counsel and VP James McAfee never responded, could there be financial incentives NOT to investigate as in the case of Providian's Thompson?

Maybe I'll find out, Mr. McAfee should have received my complaint this week, as he is one of my named defendants.
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Posted by Christine on 08/22/2003 at 09:47 AM
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