Friday, July 24, 2009
Reader mail: American Agencies won’t quit collecting and reporting 9-year-old disputed debt
Hi Christine,
I just read some of your thread on a fraud forum. I’ve been contacted by American Agencies and told that I owe a phone bill for a number that was never mine, at an address in LA where I never lived, and at a time (2000) when I wasn’t even living in the country!
Despite this, and despite the fact that the statute of limitations runs out after 7 years, they still tell me it’s a valid debt and that I must prove it wasn’t me! It appears the same thing happened to you. I’m wondering what you would advise me to do in the face of their false claims? (They say they continue to report it on my credit report...and will do so until they’ve been paid).
Thank you SO much.
Sincerely,
...
It’s unbelievable how collectors IGNORE the law.
Dispute with the credit bureaus who report the account:
“Please IMMEDIATELY delete the American Agencies collection. It is NOT my account and even if it was, this debt is from 2000 and should have LONG been deleted from my credit reports.”
And if they are calling you, write to American Agencies:
“This is NOT my account. Please do NOT contact me again and immediately delete this collection from my credit reports.”
Please contact me if they don’t delete.
The FTC claims to have investigated American Agencies back in 2003 or so when I sued them—can everybody tell how effective the FTC is? I now document the FTC corruption at http://credit-reporting-collection-ftc-complaints.info/
I hope that many MILLIONS of (near) judgment-proof people will get a clue, stop paying their unsecured debts and leave this corrupt system to let it die.
2003 Suit (appealed, Experian filed credit reports on PACER) • American Agencies - scummy collectors • (3) Comments • Permalink
