8/9 credit scores: CE 701 - FICO 659
Since I can ONLY get my Experian FICO scores and need to show to the court that the ConsumerInfo.com scores are fraudulent, I just spend $53 on:1) a new CIC trimerged and I purchased the $5 CreditExpert (Experian) score
2) a new Experian with FICO score at Fair Isaac.
Got a 42 point difference and COMPLETELY different score factors.
Posted by Christine on 08/09/2003 at 06:24 AM
ConsumerInfo.com - incomplete reports • (2) Comments • Permalink
Most people do not understand credit scores. It takes what ever is on the report and turns into a numeric value. Different cras can have different info leading to different scoring. Also the tool for scoring is different for different companies. People should be hung up a a certain score by a cra and just check to see if info is accurate on the report. Pay bills on time and keep balances low.
You are in part correct. However, paying your bills on time will NOT necessarily give you high credit scores.
I have the reports with ZERO derogs for a real estate investor who was unable to refi due to low scores for several years.
Recently, I posted the insurance notice for HIGHER rates for scores below 800.
So, it’s time for a reality check:
There’s a LOT more to scores than you think, and it’s costing the working people of America billions of dollars.
