ALERT: Experian sells consumer credit reports with less than half the data and refuses disputes
A CreditFactors subscriber ordered the $10 report at Experian
What you get is THIS “report”—it contains LESS than half the data!
So she tried to dispute, and Experian then went into VERIFICATION mode and DECLINED her attempt to dispute incorrect data.
Experian took her $10 - provided the partial consumer disclosure, but REFUSED the disputes!
The audacity to provide the credit report WITHOUT verifying the consumer’s identity. Experian couldn’t care less who gets your personal identifying data.
Experian’s objective is to limit consumer disputes.
Of course this piece of crap Experian sold her does NOT contain a report number, so she can’t dispute by phone. You get the FULL report with at least most data and the report number if you dispute online.
It’s really too bad that ONLY violence gets results in America. The banks and CRAs control the courts, consumer attorneys and legislators.
UPDATE: Apparently you have to RE-APPLY to dispute and to get the full Experian report at http://www.experian.com/cic/
“cic” stands for ConsumerInfo.com, the Experian owned consumer report reseller. Consumers go to Experian.com to order their EXPERIAN report, Experian provides the links to ConsumerInfo.com, consumers PAY ConsumerInfo.com for the report that contains all identifying data, but is missing over half the account data, and then consumers have to go through “verification” to get the complete report and to be able to dispute.
Only in America ....
Posted by Christine on 09/25/2006 at 08:52 AM
2003 Suit (appealed, Experian filed credit reports on PACER) • Experian - countless violations • (2) Comments • Permalink
i found out after tons of virus s and E MAILS,
even threats. hate crimes and the like that
my personal infor including ss number was sold
for $ 25...to two, that i know of, businesses.
i got my brother, an atty, to start the
search for me.
he is a retired and has nothing better to do,
as he and his friends and relatives had had
probs similar to this.
this is a felony, and now it has gotten out of
control in usa. THIS IS EXTREMLY SERIOUS PROB…
I’d sure like to see this PUBLICIZED. See my latest lawsuit due to CRAs refusing to take any action after being informed of consumer reports being sold without permissible purpose.
http://forum.creditcourt.com/discus/messages/8177/8177.html
