Reader mail: American Agencies didn’t delete after payment of Pac Bell collection
I would appreciate any information you can provide me concerning American Agencies Collection Service. They came after me four years after I had terminated service with PacBell. After they had collected their money they refused to remove their collection from my credit report as they agreed. They stated that the credit services would not allow them to do that. However, I was under the impression that anything can be removed if the company requests removal. If you are still involved with this, please respond.
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I’m not involved with American Agencies, but it wouldn’t make any difference if I was.
I hope you can PROVE that they were going to delete after payment.
If not, you’re out of luck.
I highly recommend reading my regulatory complaint about Portfolio Recovery at http://credit-reporting-collection-ftc-complaints.info/ I suppose it’s a little late for you, but unless you can get VIOLATIONS it’ll be next to impossible to get the collection deleted and you paid to have your FICO scores lowered until they have to delete in a few years. Make sure the reporting is accurate and that the account isn’t re-aged.
Please tell your friends NOT to pay collections reported as such on credit reports unless they get the deletion promise in writing or they have a recording.
Even better, DO something to get some legislative changes.
Christine
The new American Agencies blog is at http://liarsandcheats.info/american-agencies-debt-collection-practices/
