2009 Credit Suit - the FACTS about Credit, FICO Scoring, Collection and Debt Settlement

Appeals court AFFIRMS: entire UNREDACTED credit reports can be filed on PACER

Before: TASHIMA, SILVERMAN, and N.R. SMITH, Circuit Judges.

Christine Baker appeals pro se from the district court’s summary judgment in favor of defendants American Credit Agencies, Inc. (“American”) and Tom Wells, and orders denying her motions for redactions against defendant Experian Information Solutions, Inc. (“Experian”). We have jurisdiction under 28 U.S.C. § 1291. We review the grant of summary judgment de novo. Satey v. JP Morgan Chase & Co., 521 F.3d 1087, 1091 (9th Cir. 2008). We affirm.

Summary judgment was proper because Baker failed to raise a genuine issue of material fact as to whether American or Wells violated the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or Arizona state laws. See Butler v. San Diego Dist. Attorney’s Office, 370 F.3d 956, 963 (9th Cir. 2004) (explaining plaintiff’s summary judgment burden).

The district court did not abuse its discretion by denying Baker’s motions for redactions because Experian complied with the redaction requirements set forth in the District of Arizona Case Management/Electronic Case Filing Administrative Policies and Procedures Manual.

Baker’s request for sanctions is denied.

AFFIRMED.

* for publication and is not precedent except as provided by 9th Cir. R. 36-3.
** The panel unanimously finds this case suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).

That’s what I got for the $455 filing fee? They addressed NONE of the issues.

I’ve read MANY appeals court opinions but I’ve NEVER seen anything like this. They IGNORED my briefs entirely. They didn’t even mention ConsumerInfo.com, which also filed my unredacted credit reports on PACER.

This is an insult to every person with a credit report and every person who finances this Kangaroo Court with their tax dollars.

The justice system is telling me to stop bothering them. They IGNORE the facts and they IGNORE the law, such as the FCRA requirement to provide credit reports only to persons with a permissible purpose.

They addressed my entirely unredacted credit reports on PACER for download by the general public with exactly ONE sentence:

“The district court did not abuse its discretion by denying Baker’s motions for redactions because Experian complied with the redaction requirements set forth in the District of Arizona Case Management/Electronic Case Filing Administrative Policies and Procedures Manual.”

And that is an outrageous lie. Several completely UNREDACTED credit reports—in violation of the Manual—were not sealed until after I dismissed in exchange for removal of my credit reports from PACER.

My first impulse is to want to post the judges credit reports.

As regular readers know, I posted that I wanted judge Broomfield’s address for publication.

Immediately I had the marshall from Phoenix visiting to intimidate me!

What’s good for the goose is good for the gander—isn’t it?

I also uploaded the post judgment form with info about requesting a Panel Rehearing or a Rehearing En Banc and the petition has to be filed withing 14 days. Right now I don’t see the difference. I suppose I should give this a try, if for no other reason than to get some more names of CORRUPT JUDGES.

I appreciate any help with that filing.

It looks like I’ve done what I could WITHIN the system, it’s time to get out.

I expect similar rulings in my other appeals.

This ruling serves to document the corruption of the American justice system—if you’re struggling to get by and you are near judgment-proof, STOP paying your credit cards now! (after you max them out of course)

Another real nice example of the corruption in America is the Palin email hacking investigation. MILLIONS of people have their email accounts hacked. People get death threats. What does law enforcement do?

NOTHING.

The FBI investigates after VP candidate Palin’s email was hacked because she used her PERSONAL email for GOVERNMENT business in violation of the law. Obviously, “hockey mom” Palin is not qualified to be VP as she is completely oblivious to the most basis security issues and she apparently deliberately used personal email addresses to keep the government communications off the record. ANOTHER corrupt politician, as additionally evidenced by her refusal to cooperate with the abuse of power investigation.

The FBI works hard to ensure that corrupt legislators and elected officials can continue to conduct official business OFF the record.

Unlike MANY others, I don’t believe that violence is the way to change this system.

You just have to let things play out and AFTER everything is done and over with, it would be really cool if there was an TESTED better system ready to be put in place.

Now that the governments of America, Canada, Europe and Australia decided to bail out the “too big to fail” companies, we may see thousands of banks get bailed out or bought up for next to nothing by Chase, BofA and Wells Fargo.

The cost of the bailout will be paid by the tax payers. While the national debt increases, social services decrease and personal freedom will be severely restricted.

The American people are slaves to bankers, the military industrial complex, the pharmaceuticals, etc.

I will not be their slave.

I’m in the “fortunate” position of not having to pay income tax because I don’t have enough income. In recent years I got tax credits for my off grid power system and since I don’t have a mortgage and I stopped paying my credit cards, I can get by on a lot less money than most people. The server and legal fees are my major expenses.

It’s NICE not to have a power bill.

I’ve gone back to updating http://solar-wind-power.org/ and there are so many cool alternative power solutions in the works.

It is amazing to realize that we don’t need wars over oil, we have UNLIMITED energy.

Unfortunately, one of the most promising companies, nanosolar.com, just sold out and partnered with a bunch of corporations including the Carlyle Group to provide cheap solar panels to the large corporations and utilities INSTEAD of individuals.

However, there ARE many small companies and inventors willing to share and making their research public. GOOD stuff is happening too. I just need to get away from this giant cesspool called “American justice system” and the government and credit and focus on productive issues.

Why am I the only person so fed up and willing to DO something?

Posted by Christine on 09/19/2008 at 11:19 AM
2003 Suit (appealed, Experian filed credit reports on PACER) • 2007 Appeal - American Agencies, Experian, CIC • (0) Comments • Permalink