Budget ran hard inquiry for car rental
My client was actually only the driver of the car, but they charged a $100 deposit to HIS card and then somebody else paid for the rental. They never even MENTIONED the credit check.
I see rental car inquiries about once a year, don’t remember if it previously was also Budget. I’ve rented from Enterprise and Hertz since 2006 and they didn’t run my credit.
Unfortunately, they can legally run your credit and not even tell you about it.
The FCRA should be changed to require written notification.
They should also have to disclose in all their advertisements that a credit check will be required so that we don’t have to waste our time on them. Disclosure AFTER we made the arrangements and are standing at their counter to sign the contract is TOO LATE.
Most people would rather rent their car elsewhere than have their credit scores lowered by Budget.
UPDATE: According to a subscriber, Avis and Hertz ALSO run the credit when you’re paying with a DEBIT card and it’s disclosed somewhere in the small print of the contract that nobody reads.
Posted by Christine on 11/25/2007 at 10:50 AM
2008 FCRA / FDCPA proposed changes • FCRA: written notice of credit checks (hard inquiries) • (0) Comments • Permalink
