Don’t get the free annual credit reports - need class action against Equifax!

A client’s experience:

“This SPECIAL CASES rep claims my EQ dispute and investigation will take 45 DAYS since all the items I am disputing are from the free annual report timeframe last year 10/2005.”

It’s now MARCH!!!  My client not only bought numerous FICO reports, but she also pays for the Equifax score monitoring and credit monitoring.  And Equifax has the audicity to first tell my client that the investigation will take 30 BUSINESS days, then 30 - 35 days and now 45 days.

We’ve been disputing with Equifax since November and they REFUSE to correct the reporting and are a constant source of frustration and aggravation, mailing to the wrong address, sending partial dispute results, hanging up on my client and there’s just nobody with half a brain.

There is NOTHING but a SUMMONS that will get a response (Equifax counsel Perling ignored my e-mail about this client) and if you read my posting about my settlement conference with Equifax, you know that Equifax still ignores me.  But at least I hope to make them PAY - I will take this as far as I can, hopefully to the jury.

Next week I’ll send out a press release about the free annual reports.  The Equifax decision to extend the investigation time to 45 days due to a consumer obtaining the free annual report several months earlier makes for a good CLASS ACTION.

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