Experian finally reports the deletion dates for derogatory accounts again
I just reviewed a client’s Experian investigation results and to my surprise they disclosed the deletion dates again.
This was an issue at the deposition of Kimberly Hughes. While Experian USED to report how long derogatory accounts would remain on the credit report, they stopped disclosing this most important data a few years ago, most likely because many consumers sued Experian for re-aging the accounts in violation of the FCRA.
Several times they started to report the deletion dates again for a few weeks and then stopped again. Ms. Hughes stated during the 6/13/06 deposition that Experian chose not to disclose this data and that consumers were welcome to CALL Experian to get deletion dates. Of course we all know what scummy liars they are (routinely commit perjury) and I recommended to my clients to request disclosure of the deletion dates with their disputes.
I hope that ALL Experian consumer disclosures contain the deletion dates, not just investigation results for the consumers who requested disclosure with their disputes. Please post here if your derogs do not have the deletion dates. You need to review the reports obtained directly from Experian, resold reports are missing this as well as other important data.
Posted by Christine on 09/03/2006 at 09:21 AM
2003 Suit (appealed, Experian filed credit reports on PACER) • Experian - countless violations • (0) Comments • Permalink
