No response from Verifacts—Trans Union FAILS to provide permissible purpose for credit inquiry
Verifacts’ deadline to provide the permissible purpose was last Friday and they IGNORED me. Let’s see if they’ll ignore the summons.
It is AMAZING that Trans Union DELETED the Verifacts inquiry INSTEAD of providing the permissible purpose.
Of course the FCRA PROHIBITS the deletion of inquiries and deleting the inquiry does NOT mean that I’m not entitled to statutory damages of $1,000. And, Trans Union is obligated to restrict or terminate the Verifacts account as they OBVIOUSLY did not have a permissible purpose and they did NOT claim that it was a “mistake”, employee abuse, etc.
My email to Trans Union attorney Tiffany Cox with Strasburger:
Ms. Cox,
I have 3 questions regarding the Verifacts inquiry:
1) Filing another lawsuit is the ONLY way to find out why Verifacts obtained my credit report?
2) Did Trans Union delete my ILLEGALLY obtained personal and financial information at Verifacts?
3) Did Trans Union TERMINATE the Verifacts account to prevent future illegal conduct such as obtaining consumer credit reports without permissible purpose?
Thanks,
Christine Baker
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At 07:20 AM 9/16/2009, you wrote:
Ms. Baker,
With regard to the Verifacts inquiry (#5 below), the inquiry was deleted, which is reflected on the password protected 7/31/09 credit file that we sent to you in an e-mail dated 8/3/09.
I will respond to your other concerns listed below shortly.
So I’ll file the lawsuit and my formal FTC complaint ASAP. It looks to me like Trans Union is covering for Verifacts and I think there’s a LOT more to this than just an isolated illegal credit inquiry.
Stay tuned ...
Posted by Christine on 09/22/2009 at 01:44 PM
2009 Verifacts credit inquiry - $1,000 demand • (0) Comments • Permalink
