The Vantage Score FRAUD—it’s NOT the score used by lenders!
I just tried to get my free annual credit report from Trans Union and it is so incredibly irritating to see how people are DEFRAUDED by the credit bureaus.
Christine, we want to let you know what’s changed since your last visit.
TransUnion is pleased to feature VantageScore, the only credit score developed and used by all three national credit bureaus.We know you’ll enjoy this new credit score because of the following valuable benefits:
Easy-to-understand—each score includes an academic grade, so you’ll automatically know how you rank
Consistent—since it’s used by all three credit bureaus, there’s no guessing about your credit
Accurate—based upon extensive knowledge and data to ensure you’ll receive a score that accurately represents your credit profile.
Please note that your VantageScore is based upon a different score range than past credit scores you may have accessed through TransUnion. Your score will now range from 501-990, with 990 being the highest score.
Christine, we’re confident that once you see your VantageScore, you’ll agree that change is a good thing!
UNBELIEVABLE!
It’s time for a published FTC complaint about the CRAs’ credit scoring fraud.
These scores are NOT used to rate mortgages and MOST credit applications.
I’m working on my response to the TU motion for summary judgment and that’s why I’m getting my credit report—otherwise I wouldn’t bother getting the TU report. And, as usually, I can’t get my free annual report and that idiotic TU system defaults to TrueCredit and their incomplete reports. So I had to order their monitoring and that’s even more aggravating. From being unable to enter my correct address “103-156” (no hyphens allowed) to the OBNOXIOUS ads and TU’s aggressive marketing of CRAP and FRAUD.
Also please see the recently UPDATED Credit Scoring Basics for more info on credit scores.
Posted by Christine on 07/01/2009 at 11:40 AM
2008 - 2009 FCRA - FDCPA violations • (0) Comments • Permalink
