Tuesday, April 10, 2007
Cream skimming NACA “consumer advocate” FCRA attorney - $200 review fee
Most attorneys representing consumers join the the National Association of Consumer Advocates to assist with cream skimming for the most lucrative cases. I have posted previously about my futile attempts to communicate with NACA. Well, I communicated all right, just never got a response. The recently redesigned NACA site states:
“Consumer Resources - Know Your Rights!”
Yeah, the right to PAY “consumer advocate” attorneys who value their working relationships with the CRAs’ lawyers more than seeking justice for consumers.
However, since I have another client with incorrect verifications by the CRAs, I recommended contacting NACA attorneys since I don’t have the time to volunteer to help her sue pro se. And you never know, not ALL lawyers suck.
Here’s the response my client got from a NACA attorney:
FCRA cases can be very complicated. There are many traps to fall into and what looks like a good case may not necessarily be a good case. Frequently, the case has potential, but more needs to be done to work it up. Credit Reporting Agencies have attorneys who specialize in defending these actions. Every case has to be a good case and worked up properly to be successful.
I will review what you have for a one hour fee, which is $200. From there, if you have a good case or the potential for a good case, I may be willing to take it without charging you fees for the potential recovery from the creditor or credit reporting agency.
I want to caution you it is unlikely I would take on cases against all four agencies at the same time on a contingency basis unless these are all unbelievably good cases.
...
I don’t know why he’s talking about “all four agencies”, maybe he meant the creditor and the 3 bureaus.
So what exactly are the consumers’ rights?
To pay a “consumer advocate” attorney $200 for an hour to review the case.
This is what my book will be about, documenting the “consumer advocate” scams, the systemic exploitation of consumers with credit issues, not only by the creditors, but by the lawyers and organizations who claim to be “consumer advocates.”
And that’s why we need to get rid of the laws prohibiting the practice of law without license.
Consumers need to be allowed to assist each other for a FEE. I could write up the entire complaint for my client for the $200 that this MORON “advocate” attorney wants for a review (resulting most likely in a DECLINE to take the case)—but if I did that, I’d commit a felony. And I can’t do it free of charge, I have NO spare time.
This URL sent to NACA’s Ira Rheingold, Executive Director and General Counsel. I’ve never received a reply from him, but want to ensure they can’t claim that they don’t know about their attorneys’ conduct.
2003 Suit (appealed, Experian filed credit reports on PACER) • Legal • NACA - Consumer Lawyers EXPOSED • (2) Comments • Permalink
