Saturday, November 29, 2008
Experian refuses to provided the scheduled deletion date
A client disputed two accouts, they investigate one and ignored the other. He asked when the charge-off would be deleted. The account was not mentioned in the investigation results and there still isn’t a deletion date on the report.
At least 20% of Experian chargeoffs don’t have a deletion date. Experian OFTEN reages accounts to delete 7 years after the charge-off was sold instead of 7 years after the account was charged off (or sooner, depending on the date of first permanent delinquency.)
And, Fair Isaac STILL creates entirely fictitious lates on the myFICO reports. It is truly incredible that FICO scores are based on formulas developed by the world’s most INCOMPETENT programmers.
I can only try to make them irrelevant, I’ve given up fighting for justice. The new Trado site is slowly coming along, got lots to learn about Drupal.
2007 Inquiry suit • Experian • 2003 Suit (appealed, Experian filed credit reports on PACER) • Fair Isaac - credit scoring fraudware • FICO scores rate FICTITIOUS late payments • (0) Comments • Permalink
