Friday, June 13, 2008
Filed suit against I.C. System and its collectors Dave, Karen and Turonda
Had to go to town yesterday and decided to finally file my complaint against IC System. They were harassing me daily, leaving VMs or being obnoxious.
From the complaint:
IV. FACTUAL ALLEGATIONS
9) For weeks, Baker had been receiving calls from 410-968-7953 and 800-561-5695, telephone numbers apparently associated with I.C. System.
10) On 3/17/08, Baker answered the phone and after extensive hold time, she was transferred to I.C. System collector Turonda.
11) Baker requested that they stop calling her as she cannot get any work done while the phone is constantly ringing.
12) Turonda insisted that I.C. System would continue to call and she made statements such as: “That’s not going to happen, we’re going to continue to call you, Christine,” “… it doesn’t matter what you told me, ma’am, we’re going to continue to call you” and “… we’re going to continue to call you, collection efforts are going to continue. We don’t stop calling you because you say you don’t want phone calls, ma’am.”
13) Baker stated that she would not pay the alleged debt to Washington Mutual and that they could sue her, but to please stop harassing her with phone calls.
14) Turonda suggested “don’t answer your phone” and Baker explained that she has to answer the phone for her work.
15) Turonda finally threatened “the phone calls, you might want to get used to because they’re going to continue …”
16) When Baker requested her name, Turonda spelled out her first name and provided her direct ext. 7504.
17) Turonda failed to inform Baker of her right to dispute the alleged debt.
18) Turonda stated several times that there was nothing Baker could do to stop the calls other than to make payment arrangements.
19) Baker legally recorded the telephone conversation with Turonda.
20) As Turonda had threatened, I.C. System continued to call Baker numerous times.
21) On 3/21/08 and 3/22/08, Karen with I.C. System left voice messages on Baker’s telephone, advising that she was collecting a debt.
22) On 3/28/08, I.C. System received Baker’s written notice of dispute and request to cease all collection efforts.
23) Despite receipt of Baker’s mailing, IC System continued to call Baker.
The mailing I refer to in the complaint also included the draft complaint and the 4/4 settlement deadline. I advised that I prefer to communicate by fax since I don’t have snail mail delivery at my residence. The IC System Director of Legal Affairs mailed a letter over a month later, asking for the recording.
That bitch accused me of LYING!
IC System ALSO recorded the calls. They know that EVERY word in my complaint is TRUE. But, because they know that I’m broke, they thought I’d just go away like most people.
They have no respect for me. And that’s in part because of the thousands of intent to sue letters sent by morons who wouldn’t sue if their lives depended on it. Thank you!
I decided to post the correspondence, filings and discovery initially at the forum for CreditFactors subscribers.
Of course I’ll be happy to open free CreditFactors accounts for everyone who donated $45 or more, please send me an email if you don’t already have an account. The people who support me financially deserve some privileges that the leeches don’t get.
I’ll post the docs at the public IC System topic at CreditCourt in the future if they don’t settle. IC System has a good reason to settle quickly, do have other collectors to sue too and my day has only so many hours.
Important disclosure:
I’ve NEVER deleted anything from my sites due to legal threats or as part of a settlement. This policy will not change for any amount of cash. You snooze, you lose.
The goal is of course to get these thugs to COMPLY with the FDCPA.
We have so little legal protection and the collectors’ risks are so incredibly low due to the lack of punitive damages, it will take MANY suits to make an impact. And I’m not talking about lawsuits settled for deletion from credit reports, costing them only about 25 cents.
They’ll get my recordings (and so will the CreditFactors subscribers), with my initial disclosures, discovery requests and of course the summons.
They can jerk me around and I can be the meanest asshole they’ve ever pissed off.
2008 IC System suit (FDCPA) • (0) Comments • Permalink
