by christine | Nov 26, 2016 | Credit scoring - FICO |
From No Credit History? No Problem. Lenders Are Looking at Your Phone Data … FICO’s partner EFL sends psychological questionnaires of about 60 questions to potential borrowers’ mobile phones. With Lenddo’s technology, FICO can check if users’ phones were...
by christine | Jan 9, 2014 | Credit scoring - FICO |
From the Wall Street Journal article Borrowers Hit Social-Media Hurdles: … Lending companies—some of which are backed with venture funding from Google Ventures, the venture-capital arm of Google Inc., and Accel Partners, an early Facebook Inc. investor—are...
by christine | Aug 28, 2013 | Credit scoring - FICO |
Here’s a CNN article about more strangeness in credit scoring: Facebook friends could change your credit score Since I’m focused on getting my clients approved for mortgages, I really only care about FICO scores. An interesting and totally FALSE statement...
by christine | Jun 12, 2013 | Credit scoring - FICO |
A CreditFactors member had trouble using ScoreWatch and I decided to sign up for the free trial so that I could help him along. As the end of the 10-day trial approached, I logged in to cancel. I searched the FAQ for “cancel” and found this page:...
