I just ordered the $1 Experian trial because I’m working on a Midland motion and I was wondering what they’re reporting to Experian. I’ll elaborate on Midland and I’ll post a screenshot of the reporting later, hopefully by tomorrow.
You can’t cancel the $1 Experian trial online:
How do I cancel my membership?
To cancel, please contact Customer Care at 1-888-829-6560.
I called, selected option 1 and it did not take long until I got to speak to a polite foreigner. In response to her “how are you doing today” I told her that I was fine, but very busy and just wanted to cancel. She went through the identity verification and asked whether my credit report was accurate. I told her that I didn’t know yet because I was too busy to review it and just wanted to cancel before I forgot.
Canceling was fairly easy, considering the hard sell I usually get when canceling any service. I’ll still have access until the 21st, but don’t need it because now I have a report # that will give me free access for a few months.
ALWAYS make sure you PRETEND to want to dispute something so that you get the COMPLETE report.
Click on “Initiate Online Dispute” and you’ll have to enter your personal info again and pass another security quiz, but it’s well worth the effort because you get more info and the report # for future free reports.
Once you’re on the dispute page PRINT the full report and SAVE it with the report date for your records.
Do NOT order their tri-merged report because it is missing MUCH info (order from the other bureaus directly, preferably get your free annual report) and of course do NOT use the Experian “credit adviser” unless you’re ready to commit credit suicide.