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Bursey & Associates is attempting to sue me.
I can't figure out if it's even worth fighting.
September 14, 2015
2:53 pm
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Forum Posts: 1
Member Since:
September 14, 2015
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I have an aged credit card debt from 2010 in the amount of $1689.46 which was established in California back around 2008, before I was married to my current wife. It was purchased by Midland Funding after I started missing payments in 2010 when going through a divorce, and they attempted collection through the years.

I recently moved to Arizona in June 2015 (after the statute of limitations expired in California at 4 years, but before it expires in Arizona at 6 years), and Midland immediately sent me a letter threatening to refer the case to an attorney for "legal action". I ignored the letter as I figured the debt was now beyond the age that it could be sued for.

I was contacted by an attorney who buys junk debts (Bursey & Associates) and asked to pay the amount due, or else they would take me to court to get a judgement. My wife was also contacted and threatened with being sued, even though the debt was mine prior to our marriage! I called and asked Bursey & Associates about this, and they rattled off that Arizona was a community property State and that I should "Google it".

Is it worth pursuing them for these threats, or is this something that I should just settle since it is a relatively small amount of money, and would quickly be eclipsed by attorney's fees?

May 22, 2016
9:06 am
Forum Posts: 51
Member Since:
May 5, 2013
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Sorry, I don't know how I missed the email notice about this post and I'm just getting back to the forum since I recently filed my appeal opening brief re. Midland.

I hope they didn't sue you!

FYI, it's unlikely Bursey owned the account and they do COLLECT for debt buyers. 

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